Do you know that your own insurance company provides roadside assistance such as towing, etc.? My AAA membership just expired. The annual fee was $85.00 per year for 4 trips. I called my auto insurer, GEICO, and asked them to cost of adding roadside assistance to my policy. The answer: YES, the annual cost: $12 for 5 trips. Hope this…
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Medical Payments Coverage Will Help
Do you have Medical Payments Coverage on your auto insurance policy? You should. Medical Payments Coverage pays for reasonable medical and funeral expenses you incur as a result of an auto accident. The total amount of coverage depends on your policy, but typical limits are $5,000 or $10,000. How does this help you? Let’s say you get in an accident…
After A Car Crash, Be Careful What You Say
If you happen to get involved in an auto accident, WATCH YOUR WORDS carefully. What you say can be used against you. Avoid making statements at the scene such as “I’m sorry” or “I wasn’t hurt” because these statements may be used against you or taken out of context by the “at-fault” driver’s insurance company. Simply state the facts of…
Danger of Recorded Statements
Do not give a recorded statement to the “at-fault” driver’s insurance company over the phone. You will be contacted by the “at-fault” driver’s insurance company and they will be looking for you to say something that will be used against you.. don’t do it! Politely tell them that the facts are in the police report and if they insist on…
Be Careful When Waiving Someone Through
Stopped at a red light and someone want to pass in front of you to cross traffic? Be careful before you waive them through. In Georgia, courts have held that if you signal to another driver that the way is safe for the other vehicle to pass, or to cross in front of you, you should realize that once the…